Dodds
Wealth Management Group Services
Ongoing Portfolio Assessment – We constantly examine your current portfolio performance and work with you to implement strategies that seek to maximize the future performance, safety and preservation of your portfolio.
Continuing Investment Risk Assessment – Some people are more inclined to take on risk than others. We will guide you to take a level of risk appropriate for your age and asset base. We will revisit your changing risk-tolerance as you age, and as your portfolio grows.
Recurring Portfolio Adjustment – We periodically assess your portfolio, risk tolerance and preference for cash-flow, and make adjustments as necessary.
Year-end Review of Tax-Advantaged Opportunities – Tax laws change and tax-advantaged investment strategies change with them. We will keep your portfolio current with every tax-advantaged opportunity available.
Quarterly, semi-annual or yearly meetings – Of course you may call us anytime. If you have questions, Dodds Wealth Management Group is known for fast, personal, courteous response by phone, with a knowledgeable real person anytime. We also suggest that you sit down with us for a comprehensive review of your portfolio at least once a year, or several times a year if you wish.
Internet Access to Your Portfolio in Real-Time – You don’t have to call. Just go to our web site and check out the condition of your portfolio online, instantly, anytime of the day or night.
The Dodds Wealth Management Web Site – Our web site is user friendly, easy to navigate and filled with a wealth of information about your portfolio.
Cost-Basis Information – This information is included on every account statement you receive from us.
SAM Account Reports – We provide quarterly performance reports for every SAM account.
Convenient, Consolidated Mailings – We provide convenient, combined mailings for brokerage and SAM accounts. Keep it all in one place for easy tracking and cross-referencing.
Value-Added Services
Direct access to a real person by phone 95% of the time. Our clients rarely encounter voice mail. But if they do, we always return phone calls promptly, to answer any questions you may have.
A History of Client Confidence. We remain firmly committed to earning long-term client confidence and trust, every day. Our goal is to help clients ride out cyclical rough waters of panicky market conditions with our solid, long-term planning and economic forecasting.
Risk-Adjusted Returns. We will adjust your asset portfolio in accordance with the level of risk you should apply at any given time in your life. We always gauge risk tolerance with a keen eye on safety and asset preservation
Individual Purchasing/Monitoring. Our expertise allows for individual purchasing, when appropriate, of anything from preferred stock offerings to hybrid bonds and securities.
Retirement Budget/Lifestyle Management. Through our ‘interest and dividend’ asset management plan – we call it our “Caribbean Strategy” – your bills are paid, your lifestyle budget assured, as you cruise the oceans of the world or follow your dreams in some other way, carefree.
Additional Services
Timely Cash Flow Analysis – We work with you from time to time to determine your spending needs for a comfortable retirement lifestyle.
Insurance Analysis – Sometimes we find that our clients are unnecessarily over-insured, or that current policy premiums are over-priced. Just as often, we find clients who are dangerously under-insured in critical areas, leaving assets exposed to anything from property liability to nursing home care. We have the expertise to determine how much coverage you really need, where you will need it and when, thus preserving your remaining assets for optimum performance.
Retirement/401(k) Rollovers – We excel at the 401(k) rollover process to help maximize performance and minimize transfer costs when it comes time to leave the company plan. Our goal is to make the process understandable, streamlined and trouble-free.
Education/Purchase Planning – Too many of us forget the impact of college costs on our own retirement plans. We select the best 529 options and other resources for your situation to offset the effects of educational financing on your primary asset portfolio.
Tax Planning – An ongoing overview of your tax-advantaged investments is designed to help keep your portfolio on track while seeking to maximize performance.
Inheritance/Estate Planning – We specialize in helping estate legacies thrive, through careful inheritance, trust and dispersal processing. We will make sure you are aware of every tax-advantaged estate planning instrument currently available.